Real estate appraisal services for homeowners in the city of Ithaca and Tompkins County
Check out the top reasons NY homeowners order from Associated Appraisal Services (607) 319-0012:
Do you own a home in or near Ithaca? Do you need help determining the value of your real estate?
We at Associated Appraisal Services (607) 319-0012 understand the particular needs of a consumer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Associated Appraisal Services (607) 319-0012 will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value assessment than yours. Need to cancel PMI?A fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Associated Appraisal Services (607) 319-0012, we're qualified in helping people just like you get rid of unneeded PMI insurance. Challenging a property tax assessmentYour local tax assessor may have your home overvalued if your house is not appreciating as much as other homes nearby. This means you are most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Associated Appraisal Services (607) 319-0012 is your #1 weapon. Recently got a freeze your HELOC?If your house is close to a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Associated Appraisal Services (607) 319-0012 can help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for verity? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house. |